Terms of sale
Last updated November 2026. These terms cover digital products sold by Dr. Davinder Sidhu, OD (TheGenuwineOD), British Columbia, Canada, including the Clinic Pro Forma and the Clinic Valuation Tool.
A digital file you download right after payment. Checkout is handled by Stripe and its Link service, which act as the seller of record and process your payment, receipt and any sales tax.
Because the file is delivered instantly and can't be returned, all sales are final and we don't offer refunds, except where the law requires one. Please review the product page, screenshots and free calculators before you buy.
If the file won't open or something in it is broken, email hello@thegenuwineod.com and we'll fix it or send you a working copy.
Each purchase is for one practice owner's use. You can use it for as many of your own clinics and scenarios as you like, and share your filled-in results with your lender, accountant and advisors. Please don't resell, share or post the file or its download link.
Our products are planning tools for education. They aren't financial, lending, legal, tax or accounting advice, and they don't guarantee a loan approval or any result. Your numbers and decisions are your own. Have your accountant and lender review them.
Questions? Email hello@thegenuwineod.com.